Your Retirement Center
Loan Basics

Getting a loan can be a way for you to buy a car, pay college tuition, fix up your home, or anything else that requires an immediate cash outlay. Read Loans to learn about fixed or adjustable interest, and secured or unsecured loans. The Substance of a Loan explains terms in the loan agreement, including principal and the annual percentage rate, so that you know what you’re getting into ahead of time.

In The Cost of a Loan, you’ll learn how to read a Truth in Lending disclosure — the only place where you can see in dollars and cents what a loan will actually cost you.

If you’re interested in What a Car Loan Costs, dig deeper into the not-so-hidden costs, beyond the APR, term, and principal. Those costs include sales tax, fees for the title and registration, and insurance payments.


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