Rollover IRA

Why would you consider a Mutual of America Rollover IRA?

If you will be retiring or leaving employment soon, you may want to transfer or "roll over" your assets from a qualified retirement plan to our IRA variable annuity contract. Before rolling over funds from plans with other providers, you should review the accounts you have with them to determine the fees and expenses you currently pay and whether there are any surrender charges that may result and to ensure that it is in your best interest to roll over your other accounts to a Rollover IRA.

A Rollover IRA is a variable annuity contract and is issued on Form 3814-IRA or a similar form specific to your state of residence. In the states of Maine, Oregon and Utah, the variable annuity contract is issued on Form IRA-2004 or a similar form specific to your state of residence. This contract does not provide additional income-tax deferral advantages beyond those available in an IRA. You should carefully consider an annuity contract's other features before making a decision, as well as the potential for a loss of account value due to the Rollover IRA's variable investment choices.

You should consider the investment objectives, risks, and charges and expenses of the variable annuity contract and the underlying investment funds carefully before investing. This and other information is contained in the contract prospectus and underlying funds prospectuses and summary prospectuses, which can be obtained by calling 800.468.3785 or visiting Read them carefully before investing.

Mutual of America's IRAs are individual variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should consider a variable annuity contract's other features before making a decision.

Form IRA-2004 or applicable state variation