Plan participants can construct their own portfolios using the savings and investment options offered by Mutual of America, including proprietary and non-proprietary funds. Our investment options are made available after a careful review and screening process. Before an investment company or its fund is added to the array of options we make available, Mutual of America evaluates a number of important criteria. They include:

• A reputation for expertise and stability
• Demonstrated research capabilities
• Standards of ethical business practices
• An adherence to each investment’s stated investment objective
• Fund offerings with competitive historical performance
• Reasonable investment management fees

We offer a diverse choice of investment strategies and styles of management, including:

• Equity
• Fixed income
• Money market
• Balanced funds
• Target-Date retirement funds
• Asset allocation funds