The season of spring cleaning is in full swing: time to clear out those cobwebs, spruce up that garden and make sure you’re getting the most out of your retirement savings.

Checklist for spring cleaning your finances:

Are your investments balanced?

Review your investment choices so you can decide whether they’re still the best match for your comfort with risk, your projected retirement age and your retirement income goals. Then consider what adjustments to make, if any.

Want to declutter your finances?

If you have retirement plan balances remaining in former employer-sponsored plans and/or multiple IRA accounts, and your current employer’s plan accepts rollovers, consider consolidating those accounts into your current retirement plan. With all your assets in one place, keeping track of your investments is that much easier.*

Have any major changes happened in your life recently?

Make sure your beneficiaries on your retirement plan are up to date. If you haven’t assigned any beneficiaries, now’s a good time to do so.

Are you saving the maximum to your retirement plan?

If you’re not saving the maximum amount allowed, are you able to increase your contribution to get closer to that maximum? The more you can put away now, the more savings you’ll potentially be able to have in your retirement.

Even if you’ve followed a “set it and forget it” approach to your retirement savings, it’s useful to periodically review your asset allocations to make sure they continue to align with your savings needs and retirement time horizon.