With half the year in your rearview mirror, it’s a good time to check in on your retirement savings account progress. Think of a midyear checkup as your GPS on your journey toward a more financially secure future. It can help you confirm that you’re on track toward reaching your retirement goals, identify any roadblocks and provide clear steps for moving forward. To get started, consider these five steps:

Five Steps to Follow for Your Midyear Savings Checkup

1. Revisit your retirement plans.

Before you get into a nuts-and-bolts review, reflect on your retirement goals. If you find that your needs or wants have shifted, now is a good time to make any required adjustments. For example, if you now have a spouse or partner, have them share their goals, and then write down any new goals you may have. Discussing your big-picture vision of retirement can help ensure you’re driving toward the future you want.

2. Set your ETA for retirement.

Revisit when you plan to begin retirement. Setting a timeline for retirement is crucial to determining how long you have to save—and how quickly you may need to “drive” your retirement plan forward. Remember, the shorter the time before you plan to stop working, the more you may need to set aside each month to meet your retirement goals.

3. Check the gauge on your savings.

Consider whether you’re saving enough to “go the distance” through retirement. If you’re a Mutual of America client, you can visit My Account to view your current balance, recent financial transactions, personal rate of return and other information. Even if you’re not a client, Mutual of America offers access to free online Retirement Calculators that can help you determine what you need to reach your retirement goals.

4. Run a diagnostic on your contributions.

If you’re not as far along on your journey as you’d like to be, consider whether you’re maximizing the value of your retirement plan. This includes whether you’re taking full advantage of any employer-matching contribution that may be available and, if you’re age 50 or older, your allowable catch-up contributions. If you’re able, you may want to consider increasing your contributions by at least 1% each year until you reach the annual maximum limit to boost your savings further.

5. Fine-tune your investments.

Over time, your investing goals and objectives are likely to change. That’s why it’s important to periodically review your asset allocation. Educate yourself about the investment funds available under your retirement plan as you seek to ensure that the mix of funds in your portfolio continues to reflect your individual circumstances, including your goals, timeframe until retirement and risk tolerance.