Our FPA Offers Competitve Interest Rates, Tax Advantages
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Mutual of America makes it easy for you to take more control of your savings.

We offer a Flexible Premium Annuity (FPA), a variable annuity contract, so you can take advantage of:

Higher interest rates for higher balances in the Interest Accumulation Account

A diverse choice of well-known
investment fund families and styles
in the Separate Account
Tax-deferred savings1 with no minimum distribution requirements
You can contribute from any source, such as taxable savings accounts or proceeds from a sale or inheritance, with no limits on your contributions

Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus and underlying funds prospectuses and summary prospectuses. Please read the prospectuses and summary prospectuses carefully before investing. The prospectuses and summary prospectuses can be obtained by mail or by calling 1-866-939-7655.

Mutual of America's FPA is an individual variable annuity contract and is suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested.

1Withdrawals of the tax-deferred interest and any investment earnings are subject to income tax at your ordinary income tax rate at the time of withdrawal, and if made prior to age 59½, a 10% federal tax penalty.

Form FPA-2002 or applicable state variation

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