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Resolve to increase your contributions to help meet your retirement savings goals.

Increasing the amount you regularly contribute to your company's retirement plan, even by a small amount, has the potential to make a significant difference over time without putting too much of a dent in your day-to-day finances.

Consider the following example: Maribel is 40 years old and earns $40,000 a year. Currently, she contributes 3% of her annual salary to her company-sponsored retirement plan and has $30,000 saved. If she stays on this path, she will accumulate $196,714 by the time she turns 65.

Of course, you should always take full advantage of any employer match to help boost your savings even more.

To learn more about saving for retirement, please contact us.

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You should consider the investment objectives, risks, and charges and expenses of the investment funds and, if applicable, the variable annuity contract, carefully before investing. This and other information is contained in the funds' prospectuses and summary prospectuses and the contract prospectus or brochure, if applicable, which can be obtained by calling 800.468.3785 or visiting mutualofamerica.com. Read them carefully before investing.

 

Mutual of America's group and individual retirement products that are variable annuity contracts are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment options you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should consider a variable annuity contract's other features before making a decision.