Protecting your retirement account information from cyber-enabled fraud and crime is a top priority for Mutual of America. Key to our efforts is making sure you are aware of the crucial role you play. By registering for an online account with Mutual of America, you are already proactively protecting your account information.

How does it help?

While it may seem counterintuitive, creating an online account can actually help combat cyberfraud. Failing to do so may enable cybercriminals to assume your online identity.* Your account could be taken over by a fraudster using stolen personal information.

Simple steps with long-term benefits

Setting up an online account with Mutual of America takes just a few minutes. During this process, make sure to use a strong and unique password that you have not used for any other previous accounts. If they are available to you, use passkeys instead of passwords. You will also be asked to verify your identity and answer security questions before activating via a confirmation email. Multifactor authentication—a two-step verification process using a unique identifier in addition to a password—helps reduce fraudulent access. Once the account is activated, you can log in regularly to confirm all transaction history and contact information are accurate.

Be cybersecurity savvy

After registering your online retirement account and developing a unique password, practice these tips to protect yourself from cyber-enabled fraud:

• Close or delete unused accounts.
• Be wary of using free Wi-Fi.
• Beware of phishing attacks. Do not click on suspicious links or send information to unknown sources.
• Consider using antivirus software, and keep apps and software current.

Overall, registering an online account is one step to take to protect yourself from falling victim to cyber-enabled fraud. However, it is just as important to constantly monitor your account as it is to create one. Also, make sure to update your personal contact information if any of your private credentials change over time.

Create an online account today. Contact your local Mutual of America representative with any questions.

*U.S. Department of Labor Employee Benefits Security Administration Online Security Tips, https://www.dol.gov/agencies/ebsa/key-topics/retirement-benefits/cybersecurity/online-security-tips