Retirement Readiness

Do you know what it takes to work toward a secure retirement? Use this calculator to help you create your retirement plan. You can also use this calculator to view your hypothetical retirement savings balance and your withdrawals for each year until the end of your retirement. Social Security is calculated on a sliding scale based on your income. Including a nonworking spouse in your plan increases your Social Security benefits up to, but not over, the maximum.

See Definitions below for more information.

To use this calculator, change entries and select “Calculate” to view new results.