A financial plan helps you evaluate your current assets and debts, identifies the things you want or need, and lays out a strategy to pay for them. Read Financial Planning to help you develop a plan.

To get to the bottom of Your Net Worth, an essential part of financial planning, you’ll need to analyze your assets and liabilities, or debt. If you're using money that could otherwise go into your investment account to pay interest accumulating on old debts, take a hard look at your budget in Managing Debt.

With a financial plan in hand, you can focus on Getting The Money Together to make your first investment. You’ll also learn about building investment accounts by reinvesting your earnings.