A Flexible and Tax-Efficient Way to Save More for Your Retirement
Experts generally recommend saving enough to provide an annual retirement income equal to 80% or more of your current income.*

If you are concerned your savings may not provide enough income or may not last through your retirement, we can help make it easier for you to save more.


Mutual of America's Flexible Premium Annuity (FPA), a variable annuity contract, offers:
No maximum contribution limits, and you can contribute from any source at any time.
A variety of options for turning your savings into guaranteed retirement income. This guarantee is subject to Mutual of America‚Äôs financial strength and claims-paying ability.
Competitive savings and investment options, with no current income taxes on your savings and investment earnings.
Learn More
Add to Your FPA
Request Information Kit
Retirement Income Calculator
Retirement Income Calculator

There is a contract fee (unless you elect to receive documents electronically), and investments in the Separate Account investment funds are subject to Separate Account charges and underlying funds investment management fees and expenses. Withdrawals of the tax-deferred interest and any investment earnings are subject to income tax at your ordinary income tax rate at the time of withdrawal, and if made prior to age 59½, a 10% federal tax penalty.
Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus and underlying funds prospectuses and summary prospectuses. Please read the prospectuses and summary prospectuses carefully before investing. The prospectuses and summary prospectuses can be obtained by mail or by calling 1-866-939-7655.
Mutual of America’s FPA is an individual variable annuity contract and is suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested.
*U.S. Department of Labor, "Savings Fitness," page 6, How Much Retirement Income Will I Need?
Form FPA-2002 or applicable state variation
HFRI0118


My Account | Mutual of America SponsorConnectSM | Careers | Site Map | Help | Mutual of America Mobile
Home | Group Products | Individual Products | Interest Account & Investment Options | Your Retirement Center | About Us | Contact Us
Connect with us: Connect with us on Facebook Connect with us on Twitter Connect with us on LinkedIn Connect with us on YouTube