Take the 52-Week Savings Challenge

Resolutions don't have to be made only at the start of a new year. Hopefully, you're already contributing to your employer-sponsored retirement plan at work, if one is offered. If so, keep it up!

Now, here's an additional way to save nearly $1,400 over the course of a year. Whether you put the money into a savings account each week at your local bank or simply drop it into a piggy bank at home, take the challenge and stick to it. And as the chart shows, a year from now you could have a cushion to turn to in case you need funds for an emergency.

Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses. Please read the contract prospectus or brochure and underlying fund prospectuses and summary prospectuses carefully before investing. The contract prospectus or brochure and underlying fund prospectuses and summary prospectuses can be obtained by mail or by calling 1-800-468-3785.

Mutual of America's group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should carefully consider a variable annuity contract's other features before making a decision.

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