Calculate Your Retirement Savings

Try our Retirement Savings Calculator.

Ever wonder how much your retirement savings may be worth by the time you’re ready to retire? The Retirement Savings Calculator, available in the Retirement Center and Calculators section of, allows you to model customized retirement savings scenarios based on your specific personal and financial circumstances and retirement goals. You can use the Calculator to:

  • see how much money you can potentially accumulate until the year you retire,
  • compare the impact that an employer match can have on your retirement savings, and
  • factor in expected annual salary increases and other variables.

For example, the chart below shows how a 30 year old who is making $40,000 a year and contributes 6% of her salary – or $200 a month – could potentially have more than $275,000 socked away in retirement savings by age 65. And, if her employer offers a matching contribution – say a match of 50% of her contributions up to 6% of her annual pay – that savings could grow to more than $400,000.

Based on the information you provide, the Retirement Savings Calculator will generate results in easy-to-read graphics and a detailed report showing a year-by-year breakdown of how your savings could grow until retirement. Try it and our other Retirement Calculators today.


This hypothetical example is for illustrative purposes only and does not represent any actual investment performance, price or yield. This illustration assumes a beginning balance of $0 and assumes an annual rate of return of 6%. Investment returns are not guaranteed, and your actual return may vary significantly from that shown.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

You should consider the investment objectives, risks, and charges and expenses of the variable annuity contract and the underlying investment funds carefully before investing. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses, which can be obtained by calling 1-800-468-3785 or visiting Read them carefully before investing.

Mutual of America's group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment options you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should consider a variable annuity contract's other features before making a decision.

My Account | Mutual of America SponsorConnect® | Careers | Site Map | Help | Mutual of America Mobile
Home | Group Products | Individual Products | Interest Account & Investment Options | Your Retirement Center | About Us | Contact Us
Connect with us: Connect with us on Facebook Connect with us on Twitter Connect with us on LinkedIn Connect with us on YouTube