2016 Selected Financial Highlights

December 31 ($ in millions) 2016 2015 Percentage
Change
Premiums 2,264.0 2,043.6 10.8%
General Account Assets 8,603.1 8,280.9 3.9%
Separate Account Assets 10,448.5 9,590.6 9.3%
Total Assets 19,051.6 17,871.5 6.6%
Total Surplus (including Asset Valuation Reserve) 1,079.0 1,112.4 -3.0%
Surplus Ratio* 12.5% 13.4%

* Total Surplus as a percentage of General Account Assets

December 31 ($ in millions)

Premiums

2016 2,264.0
2015 2,043.6
Percentage Change 10.8%

General Account Assets

2016 8,603.1
2015 8,280.9
Percentage Change 3.9%

Separate Account Assets

2016 10,448.5
2015 9,590.6
Percentage Change 9.3%

Total Assets

2016 19,051.6
2015 17,871.5
Percentage Change 6.6%

Total Surplus (including Asset Valuation Reserve)

2016 1,079.0
2015 1,112.4
Percentage Change -3.0%

Surplus Ratio*

2016 12.5%
2015 13.4%

* Total Surplus as a percentage of General Account Assets

1

While these ratings do not apply to the safety or investment performance of the Separate Account investment funds available under Mutual of America’s products, they do reflect the Company’s ability to fulfill its General Account obligations, which include its obligations under the Interest Accumulation Account, annuity purchase rate guarantees and annuity benefit payouts, as well as life insurance and disability income payments. Third party ratings are subject to change.

A.M. Best, S&P Global Ratings and Fitch Ratings are independent rating agencies. S&P is a registered trademark of Standard & Poor’s Financial Services LLC.