TOTAL RETURN PERFORMANCE DATA FOR
MUTUAL OF AMERICA Separate Account No. 2
INVESTMENT FUND  DATE OF INCEPTION 2 YEAR TO DATE
AS OF
06/29/2015
PRIOR 3 MONTHS AS OF 4/30/2015 AVERAGE ANNUAL RETURNS FOR YEARS
ENDED 4/30/2015
1 YEAR 3 YEARS 5 YEARS 10 YEARS*
Separate Account Equity Funds
Mutual of America Equity Index Fund 2/5/1993 0.20% 0.30% 10.33% 18.06% 14.91% 6.76%  
Mutual of America All America Fund 3 1/1/1985 1.27% 0.69% 10.33% 17.21% 14.16% 6.81%  
Mutual of America Mid-Cap Equity Index Fund 5/3/1999 3.27% 1.24% 10.82% 18.27% 14.96% 8.74%  
Mutual of America Small Cap Value Fund 7/1/2005 1.10% 0.39% 6.19% 14.08% 11.79% 7.46%  
Mutual of America Small Cap Growth Fund 7/1/2005 6.64% 2.56% 16.74% 16.99% 14.11% 7.79%  
Mutual of America Mid Cap Value Fund 7/1/2005 -0.26% -0.17% 9.60% 16.72% 12.30% 6.31%  
Mutual of America International Fund 11/5/2007 5.68% 2.25% -1.54% 13.70% 8.39% -0.92%  
Fidelity® VIP Equity-Income Portfolio 4 5/1/1995 0.41% 1.09% 5.68% 16.38% 13.24% 5.76%  
Fidelity® VIP Contrafund® Portfolio 4 5/1/1995 2.22% 1.13% 11.85% 18.19% 14.43% 8.16%  
Fidelity® VIP Mid Cap Portfolio 4 7/1/2005 4.17% 1.79% 10.07% 17.98% 12.82% 8.97%  
Vanguard VIF Diversified Value Portfolio 7/1/2005 -0.07% 1.09% 5.55% 16.09% 13.57% 6.08%  
Vanguard VIF International Portfolio 6 7/1/2005 5.88% 3.08% 0.77% 13.86% 9.65% 6.64%  
Deutsche Variable Series I Capital Growth VIP 1/3/1989 5.74% 2.09% 18.74% 19.44% 15.54% 7.96%  
Oppenheimer Main Street Fund®/VA 7/1/2005 1.33% 0.44% 9.38% 17.20% 14.67% 6.49%  
American Century VP Capital Appreciation Fund 4 1/3/1989 6.16% 0.80% 15.13% 16.37% 14.89% 11.77%  
American Funds Insurance Series New World Fund® 8/5/2013 2.68% 1.42% -6.56% N/A N/A 1.55%  
T. Rowe Price Blue Chip Growth Portfolio 4 8/5/2013 5.04% 0.50% 14.48% N/A N/A 16.80%  
 
Separate Account Fixed Income Funds
Mutual of America Bond Fund 1/1/1985 0.15% 0.22% 2.22% 2.11% 3.36% 3.98%  
Mutual of America Money Market Fund
7-day current yield as of 06/23/15 was -1.39% **
1/1/1985 -0.74% -0.34% -1.36% -1.36% -1.36% 0.23%  
Mutual of America Mid-Term Bond Fund 2/5/1993 0.58% 0.38% 0.84% 0.68% 2.04% 3.39%  
PIMCO VIT Real Return Portfolio 4 8/5/2013 -0.46% -2.02% -2.75% N/A N/A -0.16%  
 
Separate Account Real Estate Investment Trust (REIT)
Vanguard VIF REIT Index Portfolio 8/5/2013 -7.10% -4.84% 8.65% N/A N/A 10.69%  
 
Separate Account Balanced Funds
Mutual of America Composite Fund 1/1/1985 1.03% 0.73% 6.91% 10.63% 9.38% 5.39%  
Fidelity® VIP Asset Manager Portfolio 4 5/1/1995 2.45% 0.92% 4.75% 10.08% 8.70% 5.75%  
Calvert VP SRI Balanced Portfolio 5 5/13/1991 0.63% 0.50% 6.62% 10.43% 9.97% 4.57%  
 
Separate Account Asset Allocation Funds1
Mutual of America Conservative Allocation Fund 5/20/2003 0.72% 0.43% 4.01% 5.70% 5.92% 4.70%  
Mutual of America Moderate Allocation Fund 5/20/2003 1.21% 0.62% 5.81% 9.89% 9.09% 5.92%  
Mutual of America Aggressive Allocation Fund 5/20/2003 1.94% 0.90% 7.18% 13.47% 11.75% 6.76%  
 
Separate Account Retirement Funds
Mutual of America Retirement Income Fund 11/5/2007 0.49% 0.33% 3.71% 5.48% 5.53% 4.38%  
Mutual of America 2010 Retirement Fund 11/5/2007 0.75% 0.42% 4.53% 7.89% 7.33% 4.50%  
Mutual of America 2015 Retirement Fund 11/5/2007 1.06% 0.56% 5.28% 9.45% 8.37% 4.54%  
Mutual of America 2020 Retirement Fund 11/5/2007 1.22% 0.62% 5.85% 10.87% 9.48% 4.71%  
Mutual of America 2025 Retirement Fund 11/5/2007 1.43% 0.69% 6.89% 12.57% 10.74% 4.96%  
Mutual of America 2030 Retirement Fund 11/5/2007 1.56% 0.74% 7.57% 13.82% 11.59% 5.28%  
Mutual of America 2035 Retirement Fund 11/5/2007 1.83% 0.84% 7.92% 14.78% 12.22% 5.13%  
Mutual of America 2040 Retirement Fund 11/5/2007 2.17% 0.96% 8.07% 15.21% 12.43% 5.29%  
Mutual of America 2045 Retirement Fund 11/5/2007 2.28% 1.00% 8.00% 15.29% 12.45% 5.21%  
Mutual of America 2050 Retirement Fund 10/1/2012 2.40% 1.05% 7.98% N/A N/A 14.05%  
 

* Or since inception if the Fund has been in existence for less than 10 years.
** Please note that the current yield quotation more closely reflects the current earnings of the Money Market Fund than the total return performance data.

The performance data shown above represent past performance, which is not a guarantee of future results. Investment returns and unit values will fluctuate so that units, when redeemed, may be worth more or less than their original cost. Investment Fund total return performance currently may be lower or higher than the figures stated above.

The total return performance data are based on a hypothetical investment of $1,000, which is redeemed at the end of the periods shown. The total return figures reflect the reinvestment of investment income and capital gains and losses, and are net of expenses which include a contract fee, an expense risk fee, administrative charges, a distribution expense charge and Underlying Funds fees and expenses.

Before investing in our variable accumulation annuity contracts, you should consider the investment objectives, risks, charges and expenses (a contract fee, Separate Account expenses and Underlying Funds expenses) carefully. This and other information is contained in the contract prospectus or brochure and Underlying Funds prospectuses. Please read the prospectuses and brochure carefully before investing. The prospectuses and brochure can be obtained by mail or by calling 1-800-468-3785.

Investments in the Money Market Fund (and in the other Funds) are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Mutual of America Life Insurance Company is a registered Broker-Dealer.

The total return figures for periods extending beyond a year are average rates of return and do not reflect the Funds' actual year-to-year results, which varied over the periods shown. Contributions or withdrawals made within a period would experience different rates of return based on the unit values on the dates of such transactions.

1 The Allocation Funds adopted their current asset allocation effective May 1, 2014.

2 In accordance with a current SEC staff position, Date of Inception shown for an Investment Fund is the date the Underlying Fund became available to the Separate Account. An Underlying Fund may have begun operations at an earlier date.

3 Effective July 28, 2005, the Underlying Fund no longer has a subadviser, and the entire portfolio is managed by the investment adviser.

4 The transfer agent and distributor for the Fidelity VIP Portfolios and the investment advisers for the American Century V P Capital Appreciation Fund, the PIMCO Variable Insurance Trust Real Return Portfolio, and the T. Rowe Price Blue Chip Growth Portfolio reimburse Mutual of America Life Insurance Company for certain administrative expenses or services Mutual of America provides. We pass these reimbursements on to our contractholders, and as such, the Separate Account Charges for the corresponding Separate Account Funds are reduced to the extent Mutual of America receives such reimbursements. Without such reimbursements, the performance returns of the corresponding Separate Account Funds would have been lower. Please refer to the prospectuses of these Underlying Funds for more information on such expense reimbursements.

5 Effective September 11, 2013, the subadviser was terminated and the adviser assumed responsibility for the day-to-day management of the equity securities of the Calvert VP SRI Balanced Portfolio.

6 Vanguard added an additional subadviser to its International Fund on March 1, 2008, supplementing the two that were in place already.

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