Transfer among savings and investment options – adjusting your allocations quickly and easily

Choosing the right allocation from among the selection of savings and investment options available to you under your FPA contract is generally not something you do and just forget about. Your personal needs and preferences may change, as may economic and market conditions. Mutual of America's FPA provides flexibility by allowing you to transfer all or a portion of your account value among the savings and investment options (subject to the Company's Frequent Transfer Policy) as well as make changes for the allocation of your future contributions.

When you open a Mutual of America FPA, you will be given a Personal Identification Number (PIN). Use your PIN with your Customer ID or User ID to establish your Security Profile and create your new password through the My Account link at, if you haven't done so already.

You can request transfers either through this website, by telephone or by mail, Subject to the company's Frequent Transfer Policy. Requests for transfers to the International Funds, or revocations of such transfer requests, must be in writing, by U.S.P.S. Regular mail. If you wish to make a transfer by telephone, please call 1-800-468-3785, Monday through Friday from 9:00 a.m. to 9:00 p.m., Eastern time. To complete a transfer on this website, log in to My Account.

Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses. Please read the contract prospectus or brochure and underlying fund prospectuses and summary prospectuses carefully before investing. The contract prospectus or brochure and underlying fund prospectuses and summary prospectuses can be obtained by mail or by calling 1-800-468-3785.

Mutual of America's FPA is an individual variable annuity contract and is suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested.

Form FPA-2002 or applicable state variation.

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