Fund Information   
 Investment ObjectivePrincipal Investment StrategiesPrincipal Investment Risks
 Performance 

Portfolio Information  
  Portfolio Turnover Rate Sector Allocation Top Ten Holdings  
  Portfolio Holdings and
Other Fund Information

Important Information Regarding the Mutual of America Money Market Fund

Fund Information for Mutual of America's Group Products (Except Defined Benefit and Pension Investment Contract), SEP and SIMPLE Contracts Separate Account No. 2 - Standard Pricing
Money Market Fund
Investment ObjectiveReturn to Top

The Fund seeks current income to the extent consistent with maintenance of liquidity, investment quality and stability of capital.


Fund Information for Mutual of America's Group Products (Except Defined Benefit and Pension Investment Contract), SEP and SIMPLE Contracts Separate Account No. 2 - Standard Pricing
Money Market Fund
Principal Investment StrategiesReturn to Top

The Fund invests in money market instruments that meet certain requirements. The Fund is considered to be an institutional money market fund because it is not limited to investments by natural persons, and it does not maintain a stable net asset value.

  • The dollar weighted average maturity of the instruments the Fund holds will be short-term—60 days or less.

  • The Fund will purchase only securities with a remaining maturity of 397 calendar days or less that present minimal credit risks to the Fund.

  • The Fund will diversify its investments, limiting holdings in the securities of any one issuer (except the U.S. Government or its agencies) to 5% of assets.


Fund Information for Mutual of America's Group Products (Except Defined Benefit and Pension Investment Contract), SEP and SIMPLE Contracts Separate Account No. 2 - Standard Pricing
Money Market Fund
Principal Investment RisksReturn to Top

An investment in the Fund is subject to the following risks which are described in more detail in the Statutory Prospectus.

  • General risk: The Fund may not achieve its investment objective. An investment in the Fund could decline in value, and you could lose money by investing in the Fund.

  • Market risk: The risk that prices of securities will go down because of the interplay of market forces may affect a single issuer, industry or sector of the economy or may affect the market as a whole.

    • Money Market risk: You could lose money by investing in the Fund. Because the share price of the Fund will fluctuate, when you sell your shares they may be worth more or less than what you originally paid for them. The Board of Directors of the Fund may impose a fee upon sale of your shares or may temporarily suspend your ability to sell shares if the Fund’s liquidity falls below required minimums because of market conditions or other factors, and a fee may automatically be imposed based on the Fund’s liquidity level. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time. In addition, the Fund’s returns can be adversely affected when yields on eligible investments are low. An investment in the Money Market Fund is subject to the following risks.

      • U.S. Government Securities risk: The Fund invests in securities issued or guaranteed by the U.S. government or its agencies. U.S. government securities are subject to market risk, interest rate risk and credit risk. U.S. government securities include zero coupon securities, which tend to be subject to greater market risk than interest-paying securities of similar maturities.

      • Interest Rate risk: Fixed income securities have an inverse relationship to interest rates, such that as interest rates rise, bond values decrease, and the Fund faces a heightened level of interest rate risk under current conditions because interest rates are at near historically low levels.

      • Management risk: The investment techniques and risk analyses applied by the Fund may not produce the desired results, and that legislative, regulatory, or tax restrictions, policies or developments may affect the investment techniques available to the Fund. There is no guarantee that the investment objective of the Fund will be achieved.

     


    Fund Information for Mutual of America's Group Products (Except Defined Benefit and Pension Investment Contract), SEP and SIMPLE Contracts Separate Account No. 2 - Standard Pricing
    Money Market Fund
    Performance Return to Top


    TOTAL RETURN PERFORMANCE DATA
    FOR MUTUAL OF AMERICA GROUP PRODUCTS (EXCEPT DEFINED BENEFIT AND PENSION INVESTMENT CONTRACT), SEP AND SIMPLE CONTRACTS SEPARATE ACCOUNT NO. 2 - STANDARD PRICING
    AS OF 8/17/2018
    Year to Date -0.02%
    FOR PERIODS ENDED 7/31/2018
    Prior 3 Months 0.08%
    ANNUALIZED
    Prior 1 Year -0.12%
    Prior 3 Years -0.72%
    Prior 5 Years -0.98%
    Prior 10 Years -1.02%
    Date of Inception1 1/1/1985
    7-day current yield as of 08/14/18 was 0.43%2

    1 Date of Inception shown is the date the Underlying Fund became available to the Separate Account, in accordance with a current SEC staff position. An Underlying Fund may have begun operations at an earlier date.

    2 Please note that the current yield quotation more closely reflects the current earnings of the Money Market Fund than the total return performance data.


    The performance data shown represent past performance, which is not a guarantee of future results. Investment returns and unit values will fluctuate so that units, when redeemed, may be worth more or less than their original cost. Investment Fund total return performance currently may be lower or higher than the figures stated above.

    The total return performance data are based on a hypothetical investment of $1,000, which is redeemed at the end of the periods shown. The total return figures reflect the reinvestment of investment income and capital gains and losses, and are net of expenses which include a contract fee, an expense risk fee, administrative charges, a distribution expense charge and Underlying Funds fees and expenses.

    The total return figures for periods extending beyond a year are average rates of return and do not reflect the Funds' actual year-to-year results, which varied over the periods shown. Contributions or withdrawals made within a period would experience different rates of return based on the unit values on the dates of such transactions.


    Fund Information for Mutual of America's Group Products (Except Defined Benefit and Pension Investment Contract), SEP and SIMPLE Contracts Separate Account No. 2 - Standard Pricing
    Money Market Fund
    Portfolio Turnover RateReturn to Top

    Portfolio Turnover Rate(%): 0%*

    *Excludes all short-term securities.


    Portfolio Information for the Money Market Fund
    of Mutual of America Investment Corporation
    Sector Allocation as of 7/31/2018
    Return to Top

             
      Sector Allocation
    Sector % of Portfolio
    Commercial Paper59.9%
    U.S. Government Agency15.1%
    U.S. Treasury25.0%
     
    The above Portfolio Information is provided to illustrate the types of securities in which the Portfolio may invest. The information is subject to change and may not represent the Portfolio's current or future holdings.

    Portfolio Information for the Money Market Fund
    of Mutual of America Investment Corporation
    Top Ten Holdings as of 7/31/2018
    (reflects most recent information available)
    Return to Top



    Company % of Portfolio
    US Treasury25.0%
    FHLB (Agency)13.9%
    Novartis Finance Corp.3.8%
    Apple Inc3.8%
    Intercontinental Exchange Inc.3.8%
    General Electric Co.3.7%
    Estee Lauder Companies3.7%
    General Dynamics Corp.3.7%
    3M Company3.0%
    Exxon Mobil Corp.3.0%



    The above Portfolio Information is provided to illustrate the types of securities in which the Portfolio may invest. The information is subject to change and may not represent the Portfolio's current or future holdings.

    Portfolio Information for the Money Market Fund
    of Mutual of America Investment Corporation
    Portfolio Holdings And Other Fund Information
    as of 07/31/2018

    Return to Top

    Click here for daily fund information, including Daily Liquid Assets (%), Weekly Liquid Assets (%), Net Flows and Net Asset Value for prior six months.

    View        

    To view the Form N-MFP filing, click here.

    The above Portfolio Information is provided to illustrate the types of securities in which the Portfolio may invest. The information is subject to change and may not represent the Portfolio's current or future holdings.

    Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses. Please read the contract prospectus or brochure and underlying fund prospectuses and summary prospectuses carefully before investing. The contract prospectus or brochure and underlying fund prospectuses and summary prospectuses can be obtained by mail or by calling 1-800-468-3785.

    Money Market Fund Investors: You could lose money by investing in the Fund. Because the share price of the Fund will fluctuate, when you sell your shares they may be worth more or less than what you originally paid for them. The Fund may impose a fee upon sale of your shares or may temporarily suspend your ability to sell shares if the Fund's liquidity falls below required minimums because of market conditions or other factors. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.



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