Fund Information   
 Investment ObjectivePrincipal Investment StrategiesPrincipal Investment Risks
 Performance 

Portfolio Information  
  Portfolio Turnover Rate Industry Allocation Top Ten Holdings  
  Manager Biography


Fund Information for Mutual of America's Group Products (Except Defined Benefit and Pension Investment Contract), SEP and SIMPLE Contracts Separate Account No. 2 - Standard Pricing
Fidelity® VIP Equity-Income Portfolio
Investment ObjectiveReturn to Top

The fund seeks reasonable income. The fund will also consider the potential for capital appreciation. The fund’s goal is to achieve a yield which exceeds the composite yield on the securities comprising the S&P 500® Index.


Principal Investment StrategiesReturn to Top

  • Normally investing at least 80% of assets in equity securities.

  • Normally investing primarily in income-producing equity securities, which tends to lead to investments in large cap "value" stocks.

  • Potentially investing in other types of equity securities and debt securities, including lower-quality debt securities (those of less than investment-grade quality, also referred to as high yield debt securities or junk bonds).

  • Investing in domestic and foreign issuers.

  • Using fundamental analysis of factors such as each issuer's financial condition and industry position, as well as market and economic conditions, to select investments.

  • Potentially using covered call options as tools in managing the fund’s assets.


Principal Investment RisksReturn to Top

An investment in the Fund is subject to the following risks which are described in more detail in the Statutory Prospectus.

  • Stock Market Volatility. Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments. Different parts of the market, including different market sectors, and different types of securities can react differently to these developments.

  • Interest Rate Changes. Interest rate increases can cause the price of a debt security to decrease.

  • Foreign Exposure. Foreign markets can be more volatile than the U.S. market due to increased risks of adverse issuer, political, regulatory, market, or economic developments and can perform differently from the U.S. market.

  • Issuer-Specific Changes. The value of an individual security or particular type of security can be more volatile than, and can perform differently from, the market as a whole. Lower-quality debt securities (those of less than investment-grade quality, also referred to as high yield debt securities or junk bonds) and certain types of other securities involve greater risk of default or price changes due to changes in the credit quality of the issuer. The value of lower-quality debt securities and certain types of other securities can be more volatile due to increased sensitivity to adverse issuer, political, regulatory, market, or economic developments.

  • "Value" Investing. "Value" stocks can perform differently from the market as a whole and other types of stocks and can continue to be undervalued by the market for long periods of time.

You could lose money by investing in the fund.


Performance Return to Top


TOTAL RETURN PERFORMANCE DATA
FOR MUTUAL OF AMERICA GROUP PRODUCTS (EXCEPT DEFINED BENEFIT AND PENSION INVESTMENT CONTRACT), SEP AND SIMPLE CONTRACTS SEPARATE ACCOUNT NO. 2 - STANDARD PRICING
AS OF 11/9/2018
Year to Date -0.32%
FOR PERIODS ENDED 10/31/2018
Prior 3 Months -4.09%
ANNUALIZED
Prior 1 Year 1.14%
Prior 3 Years 7.55%
Prior 5 Years 6.15%
Prior 10 Years 10.04%
Date of Inception1 5/1/1995

1 Date of Inception shown is the date the Underlying Fund became available to the Separate Account, in accordance with a current SEC staff position. An Underlying Fund may have begun operations at an earlier date.



The performance data shown represent past performance, which is not a guarantee of future results. Investment returns and unit values will fluctuate so that units, when redeemed, may be worth more or less than their original cost. Investment Fund total return performance currently may be lower or higher than the figures stated above.

The total return performance data are based on a hypothetical investment of $1,000, which is redeemed at the end of the periods shown. The total return figures reflect the reinvestment of investment income and capital gains and losses, and are net of expenses which include a contract fee, an expense risk fee, administrative charges, a distribution expense charge and Underlying Funds fees and expenses.

The total return figures for periods extending beyond a year are average rates of return and do not reflect the Funds' actual year-to-year results, which varied over the periods shown. Contributions or withdrawals made within a period would experience different rates of return based on the unit values on the dates of such transactions.

The transfer agent and distributor for the Fidelity VIP Portfolios and the investment advisers for the PIMCO Variable Insurance Trust Real Return Portfolio, and the T. Rowe Price Blue Chip Growth Portfolio reimburse Mutual of America Life Insurance Company for certain administrative expenses or services Mutual of America provides. We pass these reimbursements on to our contractholders, and as such, the Separate Account expenses for the corresponding Separate Account Funds are reduced to the extent Mutual of America receives such reimbursements. Without such reimbursements, the performance returns of the corresponding Separate Account Funds would have been lower. Please refer to the prospectuses of these Underlying Funds for more information on such expense reimbursements.

Portfolio Information for the Fidelity® VIP Equity-Income Portfolio
Portfolio Turnover RateReturn to Top

Portfolio Turnover Rate(%): 36%*

*Excludes all short-term securities.


Industry Allocation as of 9/30/2018
Return to Top

         
  Industry Allocation
Industry % of Portfolio
Cash8.5%
Materials3.5%
Industrials7.6%
Communication Services6.7%
Consumer Discretionary6.1%
Consumer Staples7.6%
Energy9.2%
Financials22.4%
Health Care12.8%
Information Technology10.1%
Real Estate2.1%
Utilities3.4%
 
The above Portfolio Information is provided to illustrate the types of securities in which the Portfolio may invest. The information is subject to change and may not represent the Portfolio's current or future holdings.

Top Ten Holdings as of 9/30/2018
(reflects most recent information available)
Return to Top



Company % of Portfolio
JPMorgan Chase & Co. 
Verizon Communications Inc. 
Cisco Systems Inc 
Johnson & Johnson 
Wells Fargo & Co. 
Bank of America Corp. 
United Technologies Corp. 
Blackstone Group LP 
Citigroup, Inc. 
Amgen Inc. 
Top Ten Comprise 29.48% of Portfolio 



The above Portfolio Information is provided to illustrate the types of securities in which the Portfolio may invest. The information is subject to change and may not represent the Portfolio's current or future holdings.
Manager Biography Return to Top


Ramona Persaud is co-manager of the fund, which she has managed since April 2017. She also manages other funds. Since joining Fidelity Investments in 2003, Ms. Persaud has worked as a research analyst and portfolio manager.

Adam Kramer is co-manager of the fund, which he has managed since April 2011. He also manages other funds. Since joining Fidelity Investments in 2000, Mr. Kramer has worked as a research analyst and portfolio manager.


Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses. Please read the contract prospectus or brochure and underlying fund prospectuses and summary prospectuses carefully before investing. The contract prospectus or brochure and underlying fund prospectuses and summary prospectuses can be obtained by mail or by calling 1-800-468-3785.



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