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If your spouse has no earned income, you can also
contribute up to $4,000* to his or her IRA. That means that each tax year,
you and your spouse can make combined IRA contributions of up to $8,000* per
tax year, as long as you do not contribute more than $4,000* to either of your
respective IRAs. Income-tax deductibility of spousal contributions to an IRA
depends on filing status, Adjusted Gross Income (AGI) and whether or not a
spouse is covered by a retirement plan at work. The Spousal IRA application
form can be obtained by following the steps to download the Traditional IRA
Application Kit.
*You (and your spouse, if applicable) may also make additional contributions
if you are age 50 or older. Refer to the
Age 50 "catch-up" contributions information.
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Download a contract prospectus and Underlying Funds prospectuses now, or request them by mail or telephone. The prospectuses contain more complete information on investment objectives, risks, charges and expenses, which include Separate Account and portfolio company expenses, and an annual contract fee, which should be considered carefully before investing. Please read the contract prospectus and the Underlying Funds prospectuses carefully before you invest.
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Download Your Application Kit |
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