Traditional IRA
Product Overview
Features & Benefits
Tax Advantages
Contributions & Withdrawals
Investment Alternatives
Transfers
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Features & Benefits of a Traditional IRA from Mutual of America
No commission or transfer fees.
No surrender or withdrawal charges. Withdrawals prior to age 59 ½, however, may be subject to a 10% tax penalty imposed by the IRS. Also, amounts withdrawn are generally subject to taxation as ordinary income.
No front-end sales loads.
There is a wide array of Investment Alternatives and an Interest Accumulation Account from which to choose.
Unlimited transfers and allocation changes.
24-hour access to account information via our toll-free phone number and this Web site.
Comprehensive quarterly statements and informative newsletters.

Learn more about Tax Advantages.

Download a contract prospectus and Underlying Funds prospectuses now, or request them by mail or telephone. The prospectuses contain more complete information on investment objectives, risks, charges and expenses, which include Separate Account and portfolio company expenses, and an annual contract fee, which should be considered carefully before investing. Please read the contract prospectus and the Underlying Funds prospectuses carefully before you invest.
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