Features & Benefits of a Roth IRA from Mutual of America

		Any interest and investment earnings accumulate on a tax-deferred basis.
		No surrender or withdrawal fees. (Withdrawals of earnings prior to age 59 ½ are generally subject to a 10% federal tax penalty, but certain exceptions apply.)
		Earnings withdrawals are free from federal income taxes if they meet distribution requirements.
		Since personal contributions are made with after-tax dollars, they may be withdrawn at any time - penalty and tax free.
		No commission or transfer fees.
		There is a wide array of Investment Alternatives and an Interest Accumulation Account.
		Unlimited transfers and allocation changes.
		24-hour access to account information via our toll-free phone number and this Web site.
		Comprehensive quarterly statements and informative newsletters.

Learn more about Contributions & Withdrawals.