offers individuals the opportunity to accumulate funds for retirement via four products. These products are variable accumulation annuity contracts and do not require employer sponsorship. Select the products below to learn more about how Mutual of America can help you with your retirement goals and then Download Your Application Kit today!
Traditional IRA
Traditional IRA The Traditional IRA provides certain tax advantages when you set aside a portion of your earnings to build your retirement income.
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Rollover IRA
Rollover IRA The Rollover IRA allows you to continue to defer taxes on qualified retirement money when you are retiring or changing jobs.
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Flexible Premium Annuity
Flexible Premium Annuity The Flexible Premium Annuity (FPA) is a voluntary retirement savings program under which you may make after-tax contributions, which are not taxed upon withdrawal.
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Roth IRA
Roth IRA The Roth IRA is the newest type of IRA funded with nondeductible contributions and featuring tax-free withdrawals.
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Employer-sponsored Products
Mutual of America provides a wide variety of pension and insurance plans for employer organizations in the United States. From our 34 Regional Offices across the continental United States, and 2 Satellite Offices in Alaska and Hawaii, our salaried consultants are able to provide individualized support for employers.
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Download a contract prospectus and Underlying Funds prospectuses now, or request them by mail or telephone. The prospectuses contain more complete information on investment objectives, risks, charges and expenses, which include Separate Account and portfolio company expenses, and an annual contract fee, which should be considered carefully before investing. Please read the contract prospectus and the Underlying Funds prospectuses carefully before you invest. Withdrawals of interest and investment earnings from any of the products mentioned above, prior to age 59½, may be subject to a 10% penalty imposed by the IRS.


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