Mutual of America pension and retirement savings products allow for contributions to be allocated among the insurance company's General Account and a wide array of Separate Account Investment Funds. The Investment Funds purchase shares of underlying mutual funds or portfolios which include the 23 funds of the Mutual of America Investment Corporation, Fidelity Investments Variable Insurance Products Funds: Mid Cap Portfolio, Equity-Income, Asset Manager and Contrafund Portfolios, DWS Variable Series I: Bond, Capital Growth and International Portfolios, American Century VP Capital Appreciation Fund, Calvert Social Balanced Portfolio, Oppenheimer Main Street Fund®/VA and Vanguard Variable Insurance Fund: Diversified Value and International Portfolios. These underlying funds or portfolios sell their shares to separate accounts of insurance companies and are not publicly available. Some contracts issued under retirement plans limit the available Investment Funds or restrict their use when contributions for a participant have not vested to the participant.

*Mutual of America Separate Account No. 2 is available under group annuity contracts for Tax-Deferred Annuities, Section 457 plans, and Thrift plans, and under individual annuity contracts for Individual Retirement Annuities and Flexible Premium Annuities. Additional information on Mutual of America Separate Account No. 2 can be found on this Web site. For more complete information about Mutual of America Separate Account No. 2, including the investment objectives, risks, charges and expenses, which you should consider carefully before investing, obtain a contract prospectus and a prospectus of the Underlying Funds or call the toll-free number 1-800-468-3785. Read the prospectuses carefully before you invest.

**Fidelity VIP refers to Fidelity Variable Insurance Products Funds.