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Independent Ratings
 
A.M. Best    A+ (Superior)

 [This rating is assigned to companies that have, on balance, superior balance sheet strength, operating performance and business profile when compared to the standards established by A.M. Best Company. These companies have a very strong ability to meet their ongoing obligations to policyholders.]

"These rating actions reflect [Mutual of America's] strong risk-adjusted capitalization, conservative and less volatile general account investment portfolio, niche market position in the retirement and pension plan segments..."
A.M. Best Press Release January 15, 2010

 
Standard & Poor's®    AA- (Very Strong)

 [This rating is assigned to life insurance companies that have very strong financial security characteristics, differing only slightly from those rated higher.]

"...reflects Company's extremely strong capitalization, strong niche competitive position as a small group pension product provider, consistent strong growth in its target market, and strong financial flexibility."
S&P® Press Release, September 28, 2009

To view the most recent S&P Ratings Report, select:
S&P® Summary Report      S&P® Full Report

 
Fitch    AA- (Very Strong)

"Mutual of America's rating continues to be based on the company's extremely strong balance sheet fundamentals."
Fitch Press Release July 27, 2009

 
While these ratings do not apply to the safety or investment performance of the Separate Account investment alternatives, they do reflect upon Mutual of America's ability to fulfill its General Account (Interest Accumulation Account) obligations, which include annuity purchase rate guarantees and annuity benefit payouts, as well as life insurance and disability income payments.

 


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