Mutual of America Life Insurance Company, referred to on this Web site as Mutual of America, has specialized in providing pension and retirement-related products, programs and services since 1945. We also offer such products as variable universal life insurance, and group life and disability insurance.

Meeting Customer Needs
Mutual of America is structured to stay close to our customers. Our Regional Offices, located in 36 sites across the continental United States and in Alaska and Hawaii, were established to ensure that our salaried consultants and service representatives are never far from the people they serve. With technical and administrative support from employees in our Home Office and National Training & Telecommunications Center, our regional representatives are uniquely positioned to provide clients and participants the highest level of service to help them meet their employee benefit needs and personal financial objectives.

Mutual of America is also structured to provide its customers with a level of service few other companies can match, offering access to account and benefit plan information and services via phone, Internet and our professional regional representatives, as well as providing an employer benefits administration Web site, Hotline Plus, to help with the administration of employee benefit plans. Our superior services and competitive rates are enabling small and mid-size companies across America to adopt retirement plans, helping them to attract and retain the best personnel.

Expanding Services
Our clients and participants enjoy continually expanding online services on this Web site, where they can manage their accounts and employee benefit plans, download documents, learn about investing and retirement savings products, and check market conditions and the performance of separate account funds.

Innovative technology, combined with a knowledgeable local presence, keeps us close to our customers and gives them the tools to do business the way they want to - face to face with a regional representative, over the phone and on the Web.

All of Mutual of America's employees share a mission: to help our clients and their employees secure their future through our financial products and to provide the best service in the industry. Accomplishing that mission means staying close to our customers - learning about their individual needs and providing them with solutions - whether they're participants in a small group retirement plan or institutional investors with millions of dollars in assets.

Financial Strength
Mutual of America's first priority is to help safeguard the financial future of our policyholders. Our combination of asset strength, asset quality and the liquidity to meet our clients' retirement needs places Mutual of America among the strongest companies in the industry today as confirmed by major independent rating agencies.

For questions regarding your Mutual of America contracts, or for more complete information on our products or services, including charges and expenses, you may contact your Regional Field Office or call Mutual of America's toll-free number, 1-800-468-3785, and ask for a prospectus. Please read it carefully before you invest. You may also call the above number or log in to transfer all or a portion of your account balance among the interest and investment alternatives* or change the allocation of your future contributions. Mutual of America is a Registered Broker-Dealer. It distributes the variable products of Mutual of America.

Mutual of America is domiciled in New York State with its principal office at 320 Park Avenue, New York, NY 10022, and is licensed to do business in all 50 states and the District of Columbia. Identification number, as assigned by the National Association of Insurance Commissioners, is 88668.

*Transfers into the International investment alternatives must be made in writing sent by regular mail.