2017 Selected Financial Highlights

December 31 ($ in millions) 2017 2016 Percentage
Change
Premiums 2,710.4 2,264.0 19.7%
General Account Assets 8,756.1 8,603.1 1.8%
Separate Account Assets 12,437.8 10,448.5 19.0%
Total Assets 21,193.9 19,051.6 11.2%
Total Surplus (including Asset Valuation Reserve) 1,096.7 1,079.0 1.6%
Surplus Ratio* 12.5% 12.5%

* Total Surplus as a percentage of General Account Assets

December 31 ($ in millions)

Premiums

2017 2,710.4
2016 2,264.0
Percentage Change 19.7%

General Account Assets

2017 8,756.1
2016 8,603.1
Percentage Change 1.8%

Separate Account Assets

2017 12,437.8
2016 10,448.5
Percentage Change 19.0%

Total Assets

2017 21,193.9
2016 19,051.6
Percentage Change 11.2%

Total Surplus (including Asset Valuation Reserve)

2017 1,096.7
2016 1,079.0
Percentage Change 1.6%

Surplus Ratio*

2017 12.5%
2016 12.5%

* Total Surplus as a percentage of General Account Assets

Independent Ratings1

A.M. Best (as of December 2017) A+ (Superior)

S&P Global Ratings (as of November 2017) AA- (Very strong)

Fitch (as of December 2017) AA- (Very strong)

1

While these ratings do not apply to the safety or investment performance of the Separate Account investment funds available under Mutual of America’s products, they do reflect the Company’s ability to fulfill its General Account obligations, which include its obligations under the Interest Accumulation Account, annuity purchase rate guarantees and annuity benefit payouts, as well as life insurance and disability income payments. Third party ratings are subject to change.

A.M. Best, S&P Global Ratings and Fitch Ratings are independent rating agencies. S&P® is a registered trademark of Standard & Poor’s Financial Services LLC.


Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses. Please read the contract prospectus or brochure and underlying fund prospectuses and summary prospectuses carefully before investing. The contract prospectus or brochure and underlying fund prospectuses and summary prospectuses can be obtained by calling 1-800-468-3785 or by visiting mutualofamerica.com.

Mutual of America’s group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should carefully consider a variable annuity contract’s other features before making a decision.


Statements made in this interactive annual report by clients of Mutual of America are not paid testimonials. These testimonials may not be representative of the experience of other clients and are not indicative of future performance or success.

Past performance is no guarantee of future results.