2017 Retirement Plan Maximums & Limits/Saver's Credit


View 2016 Limits

The Internal Revenue Service (IRS) has announced the dollar maximums and limits for qualified pension plans for 2017. These reflect the applicable cost-of-living adjustments required by the federal tax law and provisions of the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) that are effective for the 2017 tax year only.

Sections 1–3 highlight contribution maximums and limits established by the IRS for various retirement plans. All dollar amounts are effective January 1, 2017; changes, if any, from 2016 are noted.  Section 4 highlights annual compensation amounts for highly compensated employees and key employees in a top-heavy plan. Section 5 highlights the Saver's Credit tax credit for 2017.

expand/collapse  1. Retirement Plan Deferral Maximums for 2017

expand/collapse  2. Retirement Plan Compensation Limits for 2017

expand/collapse  3. Retirement Plan Dollar Limits for 2017

expand/collapse  4. Retirement Plan Annual Compensation Amounts for 2017

expand/collapse  5. Saver's Credit for 2017

The tax information contained herein is for informational purposes only.You should consult your advisor or attorney regarding your individual circumstances.


Before investing, you should carefully consider the investment objectives, risks, charges and expenses of the variable annuity contract and the underlying investment funds. This and other information is contained in the contract prospectus or brochure and underlying funds prospectuses and summary prospectuses. Please read the contract prospectus or brochure and underlying fund prospectuses and summary prospectuses carefully before investing. The contract prospectus or brochure and underlying fund prospectuses and summary prospectuses can be obtained by mail or by calling 1-800-468-3785.

Mutual of America's group and individual retirement products are variable annuity contracts and are suitable for long-term investing, particularly for retirement savings. The value of a variable annuity contract will fluctuate depending on the performance of the Separate Account investment funds you choose. Upon redemption, you could receive more or less than the principal amount invested. A variable annuity contract provides no additional tax-deferred treatment of benefits beyond the treatment provided to any qualified retirement plan or IRA by applicable tax law. You should carefully consider a variable annuity contract's other features before making a decision.


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