Today, it's more important than ever to know that you're working with a Company
that has a proven track record of prudent management, financial strength, competitive
products and a commitment to service.
Our long-standing, prudent and conservative management policies, consistently implemented
over the years, continue to serve the Company's customers well. As a mutual insurance
company, we do not have stockholders, are not publicly traded and are operated solely
for the benefit of our customers. This allows us to manage the Company for the long-term
interest of our customers, rather than for the short-term demands of the stock market.
Our highest priority is to ensure that we honor our contractual obligations to our
The Company's General Account employs a prudent and disciplined investment strategy
that seeks to maximize total return within an acceptable level of risk. The General
Account investment policy stresses capital adequacy, investing in high-quality assets,
liquidity and properly matching assets and liabilities. Virtually the entire portfolio,
which has been consistently and skillfully managed over the years by Mutual of America
Capital Management LLC, is invested in high quality corporate and mortgage-backed
investment grade bonds that provide outstanding liquidity to permit the payment
of benefits to Company policyholders as required. The Company is fully satisfied
and confident in its ability to fulfill its General Account obligations, now and
in the years ahead, for the retirement needs of our customers.
The investment strategy of capital adequacy, high-quality assets, liquidity and
properly matching our assets and liabilities continues to place Mutual of America
among the strongest of all life insurance companies in the United States, as affirmed
by the major independent rating agencies.
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